DALLAS TEXAS DENIED INSURANCE CLAIMS ATTORNEYS/ LAWYERS
If your legitimate insurance claim has been denied, you may be able to assert a breach of insurance contract claim or “bad faith” claim against the insurance company.
A bad faith claim is claim against an insurance company because they refused to pay a claim or pay a full amount of a claim. Insurance companies are required to deal with their insureds and others entitled to insurance policy proceeds in good faith and fairly handle your claim. When an insurance company does not act in good faith, they may be sued under a “bad faith” insurance claim.
Denied insurance claims can arise from the following types of insurance:
- Auto Insurance
- Underinsured/Uninsured Motorist Claims (UM/UIM)
- Homeowners Insurance
- Renters Insurance
- Business and Commercial Insurance
- Business Interruption Insurance
- Property Insurance
- Professional Liability Insurance
- Directors and Officers Insurance (D&O)
- Commercial Auto Insurance
- Health Insurance
- Life Insurance
- Disability Insurance
- Long term care
If you have been involved in auto accident, pedestrian accident, bicycle accident, or truck accident, you may have a right to make a claim for compensation on your own auto insurance policy. You are required to establish that the person who caused the accident has no insurance and not enough insurance to compensate you for your injuries. You should not settle a claim with the negligent driver without notifying your auto insurance company. These claims are complicated and it is recommended you speak with an insurance claims attorney.
These types of claims are known as uninsured or underinsured motorists (UM/UIM) claims. They are made against your insurance company, not the insurance company for the negligent driver. You may waive your right to a UM/UIM claim if you settle your claim with the negligent driver without notifying your auto insurance company. In Texas, all drivers can get UM/UIM coverage, unless they decline the coverage. Insurance companies must deal with you in good faith when evaluating your UM/UIM claim.
You may have a denied insurance claim if the insurance company:
- failed to communicate with you about your claim despite receiving calls or letters from you;
- made low offers of payment on claims that are not supported by the facts or documents;
- failed to investigate your claim;
- failed to promptly pay your claim;
- misrepresenting the coverage in the insurance policy;
- delayed an investigation of the claim;
- failed to give a reasonable explanation why a claim is denied,
- refused to defend a lawsuit for a covered insurance policyholder;
- and failed to pay a portion of your claim that is not disputed.
Our firm is based in Dallas, Texas and handles denied insurance cases throughout the State of Texas. If you have had a legitimate insurance claim denied, please call the Insurance Claims Attorneys and Lawyers at The Kipness Law Firm. Call 214-800-3454.