2010 TEXAS DEPARTMENT OF INSURANCE: WORK ACCIDENT INJURY NON-SUBSCRIBER REPORT
Below is a summary of the 2010 Texas Department of Insurance Report on Employer Participation in Texas Workers Compensation System:
- How long has Texas allowed employers to decide whether to carry workers compensation for Dallas & Texas workplace accident and injuries? 1913
- How many states besides Texas allow employers the option of not purchasing workers compensation insurance and becoming a "non-subscriber" to Texas workers compensation system? 0
- What is the percentage of Texas employers who were "non-subscribers" for Dallas & Texas workplace accidents and injuries in 1993? 44%
- What is the percentage of Texas employers who were "non-subscribers" for Dallas & Texas workplace accidents and injuries in 1995? 44%
- What is the percentage of Texas employers who were "non-subscribers" for Dallas & Texas workplace accidents and injuries in 1996? 39%
- What is the percentage of Texas employers who were "non-subscribers" for Dallas & Texas workplace accidents and injuries in 2001? 35%
- What is the percentage of Texas employers who were "non-subscribers" for Dallas & Texas workplace accidents and injuries in 2004? 38%
- What is the percentage of Texas employers who were "non-subscribers" for Dallas & Texas workplace accidents and injuries in 2006? 37%
- What is the percentage of Texas employers who were "non-subscribers" for Dallas & Texas workplace accidents and injuries in 2008? 33%
- What is the percentage of Texas employers who were "non-subscribers" for Dallas & Texas workplace accidents and injuries in 2011? 32%
- What is the percentage of Dallas & Texas employees who worked for Texas "non-subscriber" employers in 1993? 20%
- What is the percentage of Dallas & Texas employees who worked for Texas "non-subscriber" employers in 1995? 21%
- What is the percentage of Dallas & Texas employees who worked for Texas "non-subscriber" employers in 1996? 20%
- What is the percentage of Dallas & Texas employees who worked for Texas "non-subscriber" employers in 2001? 16%
- What is the percentage of Dallas & Texas employees who worked for Texas "non-subscriber" employers in 2004? 24%
- What is the percentage of Dallas & Texas employees who worked for Texas "non-subscriber" employers in 2006? 23%
- What is the percentage of Dallas & Texas employees who worked for Texas "non-subscriber" employers in 2008? 25%
- What is the percentage of Dallas & Texas employees who worked for Texas "non-subscriber" employers in 2010? 17%
- In 2010, what percentage of Dallas & Texas agriculture/forestry/fishing/hunting employers have become "non-subscribers" in dealing with workplace accident and injuries? 25%
- In 2010, what percentage of Dallas & Texas mining/utilities/construction employers have become "non-subscribers" in dealing with workplace accident and injuries? 19%
- In 2010, what percentage of Dallas & Texas manufacturing employers have become "non-subscribers" in dealing with workplace accident and injuries? 31%
- In 2010, what percentage of Dallas & Texas wholesale trade/retail trade/transportation employers have become "non-subscribers" in dealing with workplace accident and injuries? 32%
- Examples are: James Avery, Kroger Co., HEB Grocery, Dillard's, Home Depot
- In 2010, what percentage of Dallas & Texas finance/real estate/professional services employers have become "non-subscribers" in dealing with workplace accident and injuries? 33%
- In 2010, what percentage of Dallas & Texas healthcare/educational services employers have become "non-subscribers" in dealing with workplace accident and injuries? 32%
- Examples are: Baylor Healthcare System, Christus Health.
- In 2010, what percentage of Dallas & Texas arts/entertainment/accommodation/food services employers have become "non-subscribers" in dealing with workplace accident and injuries? 40%
- Examples are: Hilton, Pappas Restaurants, Sonic.
- What are the reasons why Dallas & Texas employers pick "non-subscriber" to deal with workplace accident and injuries? (1) workers compensation insurance premiums are too high; (2) employer had too few employees; (3) employers are not legally required to carry workers compensation insurance; (4) medical costs in workers compensation claims are too high; and (5) employer had too few workplace accident and injuries.
- What are the reasons why Dallas & Texas employers bought workers compensation insurance to deal with workplace accident and injuries? (1) workers compensation insurance premiums were cheaper; (2) employer was worried about personal injury lawsuits; (3) employers thought they were legally required to carry workers compensation insurance; (4) employer had to option to use healthcare networks to control healthcare; and (5) employer needed workers compensation insurance to obtain business contracts.
- In 2010, what percentage of Dallas & Texas employers saw increased workers compensation premiums? 26%
- In 2010, what percentage of Dallas & Texas employers, with 50 to 100 employees, saw increased workers compensation premiums? 26%
- In 2010, what percentage of Dallas & Texas non-subscriber employers pay occupational benefits for workplace accidents and injuries? 48%
- In 2010, what percentage of Dallas & Texas non-subscriber employees received occupational benefit plan benefits for workplace accident and injuries? 80%
- How many Dallas & Texas non-subscriber employers require employees to report accidents the same day in order to receive benefits for workplace and on-the-job injuries? 50%
- How many Dallas & Texas non-subscriber employers require employees to report accidents within 24 hours in order to receive benefits for workplace and on-the-job injuries? 31%
- How many Dallas & Texas non-subscriber employers require employees to report accidents between 2 to 60 days in order to receive benefits for workplace and on-the-job injuries? 15%
- How many Dallas & Texas non-subscriber employers do not require employees to report accidents by a certain date in order to receive benefits for workplace and on-the-job injuries? 4%
- What percentage of Dallas & Texas non-subscriber employers "self pay" for occupational benefits such as payment of medical bills and lost wages? 38%
- What percentage of Dallas & Texas non-subscriber employers use insurance policies for occupational benefits such as payment of medical bills and lost wages? 38%
- What percentage of Dallas & Texas non-subscriber employers use group health insurance to pay for occupational benefits such as payment of medical bills and lost wages? 17%
- What percentage of Dallas & Texas non-subscriber employers use sick leave, cash, savings plans to pay for occupational benefits such as payment of medical bills and lost wages? 23%
- What percentage of Dallas & Texas non-subscriber employers pay for medical bills? 71%
- What percentage of Dallas & Texas non-subscriber employers stop payment of medical bills based on duration of medical treatment or amount of money spent on medical treatment? 37%
- What percentage of Dallas & Texas non-subscriber employers pay wage replacement benefits? 62%
- What percentage of Dallas & Texas non-subscriber employees get wage replacements benefits for workplace injuries immediately? 78%
- What percentage of Dallas & Texas non-subscriber employees get wage replacements benefits for workplace injuries after a waiting period? 22%
- What percentage of Dallas & Texas non-subscriber employees get wage replacements benefits for the entire time period they cannot work? 73%
- What percentage of Dallas & Texas non-subscriber employees get wage replacements benefits for a limited period of time? 27%
- What percentage of Dallas & Texas non-subscriber employers use arbitration agreements to resolve disputes about workplace accidents and injuries? 9%
- What percentage of Dallas & Texas non-subscriber employers use arbitration agreements to resolve disputes about workplace accidents and injuries and make the employee sign it before the injury? 98%
- What percentage of Dallas & Texas non-subscriber employers tell employees that their medical bills and lost wages will not be paid unless the employee signs an arbitration agreement? 43%
