The minimum amount of auto liability insurance in Texas to cover a car accident is:
- $25,000 for a single death or injury;
- $50,000 for death or injury to more than one person; and
- $25,000 for property damage
Failure to carry auto insurance can result in the suspension of your driver’s license.
If you move to Texas, you need to confirm your auto insurance company will still cover you. If you are involved in a car accident, you must report the accident to the police if:
- more than $500 of property damage was done to a car or
- if anyone is injured, no matter how seriously
Each driver must make a report to the Texas DPS. If a law enforcement officer investigates the car accident, the officer’s report will take care of this filing requirement.
You should purchase as much insurance as you can afford. Many personal injury and wrongful death cases involving car accidents are worth more than the policy limits. You may be personally responsible for any personal injury cases if the jury returns a verdict above your policy limits.
